Transaction monitoring

Never let a suspicious transaction slip past

Provide your compliance and risk teams with a powerful tool to secure every transaction. Deter financial fraud, identify suspicious activity instantly, and maintain impeccable compliance.

Safeguard your revenue

Don’t lose money on undetected money laundering and fraud. Detect all red flags in real time

Accept more payments

Reduce false positives without compromising on compliance. Honest users in, money launderers out.

Stay AML-compliant

Combine KYC/AML verification with transaction monitoring to help you detect and report suspicious activities.

Centralize all verification
checks and data in one place

Gain a full understanding of your customer’s risk profile throughout their customer journey by combining fraud transaction monitoring with identity verification. Sumsub takes into account every industry-specific data point in hand, such as identity profile, onboarding data, transaction monitoring, and account activity.

Safeguard your business with
AI-powered technology

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    Transaction data transferring

    Customize verification workflows based on user data exchange via secure API. Any kind of user data can be synchronized to create custom rules and build a multi-leveled verification ecosystem.

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    Automatically screen transactions in real-time or perform post-transaction analysis to identify suspicious fraud signals

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    Case management

    Save time and effort by automating verification workflows to the limit. Review only the corner cases you need to see—Sumsub will take care of everything else automatically.

Begin your journey with Sumsub today

Run Sumsub alongside your current KYC provider, commitment-free, and let the numbers do the talking. The entire process is free of charge.

Tailor rules to your needs

Create your own industry-specific rules for automatic verification or take advantage of our pre-set rules library, code-free. You can dry-run new rules on previous data sets to see how they work in a safe environment.

Boost team productivity

Establish flawless collaboration between team members and assess team KPIs such as time spent per case, quality of work, and others. Sumsub will automatically approve, decline, hold cases, or request extra verification based on your rules, while your officers can focus on corner cases.

Get precise analytics

With a consolidated view of all risk signals, user profiles, and transaction data, uncover suspicious patterns and refine your risk & compliance strategy.

File suspicious activity reports

Submit suspicious cases to your regulator in a few clicks by exporting transaction reports in CSV or PDF format. You can also filter required information and use API for custom reporting requirements.

Fast, expert-assisted integration

Get started with Sumsub in a matter of weeks and start screening transactions without losing valuable time. If you are already integrated with another Sumsub product, transaction monitoring can be integrated even faster.


Don’t take our word for it.
Here’s what our clients have to say

Ekaterina Chaika
Ekaterina Chaika

Analyst and Head of Security, Anytime

It’s essential for us to not only have the ability to control the whole onboarding process but also to understand its efficiency via indicators. With Sumsub you can analyze data from any angle. The analytics settings are very flexible. As a result, we have managed to reduce the average verification time by 100% and cut costs by 50%.

Begin your journey with Sumsub today

Run Sumsub alongside your current KYC provider, commitment-free, and let the numbers do the talking. The entire process is free of charge.


  • What is AML transaction monitoring?

    AML transaction monitoring is the process of screening customer transactions for signs of money laundering activity. This process involves the assessment of current and historical customer data, including transfers, withdrawals, and deposits, for discrepancies. Suspicious activity involves income from undeclared sources, the use of false social security numbers, and a large number of transactions under $10,000, among others.

  • How is transaction monitoring performed?

    Transaction monitoring is performed by identifying suspicious events either in the customer’s financial history or in actions they are about to take. Every financial institution tasked with transaction monitoring has a set of rules, based on which suspicious or illegal activity is flagged for review. In some cases, this activity can be automatically prevented—such as transferring a large sum of money without providing a source of funds statement first. This process is done most efficiently with the help of AML transaction monitoring software.

  • What is a transaction monitoring system?

    It’s a financial transaction monitoring tool that helps detect suspicious activity with an easy-to-use KYT (know your transaction) solution. There are different automated transaction monitoring systems available on the market. They can use a variety of techniques to detect and report suspicious actions, e.g as irregular transaction patterns, or inconsistency between declared income and spending.

  • What is suspicious activity monitoring?

    Suspicious activity monitoring is the process of identifying possible illegal transactions or fraud. This is done both automatically and manually by inspecting individual cases, fraud signals, and establishing connections that could indicate fraudulent activity. This is a necessary monitoring activity that must be carried out for both KYT compliance and risk management.

  • Why is transaction monitoring important?

    Businesses need to be able to access information about complex or suspicious transactions and the related sources of funds. Otherwise, there is a risk of fines, penalties, and even license revocation. In 2021, Standard Chartered was fined $40 mln. for deficiencies in its compliance program, specifically transaction monitoring. Thus, firms must be able to protect themselves from becoming platforms for money laundering and other financial crimes by screening suspicious and contradicting information.